01
Start with a conversation.
Tell us where you’ve traded. We’ll map out the work.
A clear plan.A lot less on your plate.
You bring the trading history. We’ll handle the reconciliation.
You hand it over.We take it from here.
02
Leave the details to us.
Our software connects the records. Our team checks the details.
03
Choose who files.
Ready for your accountant. Or let our CPA handle filing.
Form 8949Schedule DGain/loss summary
No spreadsheet homework.
You don’t need perfect records before we talk. A rough picture of your situation is enough to get started.
- Which exchanges, wallets, and brokerages you’ve used
- The tax years you need help with
- Any deadlines or numbers you’re worried about
- Whether you’d like to keep your CPA or use ours
One flat fee. Zero guesswork.
Agreed upfront. No hourly billing.
Essential
$500 / tax year
Up to 1,000 transactionsUp to 3 sources
Active
$1,000 / tax year
Up to 5,000 transactionsUp to 8 sources
Complex
$1,700 / tax year
Up to 25,000 transactions8+ sources
Every plan includesCrypto + stocksHuman reviewYour complete tax package
Optional CPA filing: federal + state, from $400.Over 25,000 transactions?
A source is a wallet, exchange, or brokerage. Additional years and complexity are quoted separately.
Good questions.Straight answers.
Do I need to organize everything before we talk?
No. Start with the exchanges, wallets, and brokerages you remember using, plus any questions you have. We’ll help you work out which records are needed. Please don’t send financial documents or wallet credentials with your initial request.
I already have a CPA. Can I still use Settled?
Absolutely. Reconciliation is our core service. We prepare your reconciled records, Form 8949, Schedule D, and gain/loss summary for your existing accountant. CPA filing through Settled is an optional add-on.
Can you handle stocks and crypto together?
Yes. We review both as part of one engagement, including brokerage records, wallet transfers, trading activity, and DeFi. We confirm the scope and the sources we’ll need during your free review.
What if I’m behind on previous tax years?
You can still start with a review. Tell us which years are involved and what records you have. We’ll assess the reconciliation work and whether you need help with prior-year or amended filings, then quote that scope separately.
How is the final price worked out?
Your transaction count, number of sources, years involved, and the complexity of the records determine the scope. Our published tiers are the starting point. We confirm your flat fee before work begins, and discuss any scope changes with you first.
How long will it take?
That depends on the completeness of your records and the complexity of your activity. We agree on a realistic timeline during your review and let you know what’s needed to keep the work moving. If you have a filing deadline, mention it when you contact us.